Checking Accounts

First Eagle offers a wide selection of checking choices. Whatever account you choose, you'll find that you will always have the benefit of 24-hour access to your account through our Audio Response, Eagle Access Home Banking and the Cirrus Worldwide and Star ATM networks.

Golden Eagle Checking:  Enhanced checking option for those who keep more on deposit.

Ø       Free Bill Payment

Ø       Unlimited free* ATM transactions at foreign ATMs.

Ø       No charge for POS Check Card transactions

Ø       No monthly fee¹ if you maintain a combined $2,000 balance in all FEFCU accounts.

Ø       No per check charges.

Ø       Earn interest.

Ø       First 50 checks are free.

Ø       Free Travelers Checks.

Ø       Half-price wire transfers (domestic only).

Silver Eagle Checking:  Our basic checking option.

Ø       Free Bill Payment

Ø       No monthly fee² if you:

      o        Maintain a $200 minimum balance;

o        Maintain a credit union share certificate of deposit;

o        Or have direct deposit of your net pay.

Ø       8 free ATM transactions* (withdrawals, transfers, or inquiries) at foreign ATMs ($1.50 fee per transaction in excess of 4 per month)

Ø       No charge for POS Check Card transactions.

Ø       Earn interest.

Ø       First 50 checks are free.

Ø       No per check charges.

Bald Eagle Checking:  A no-frills, low cost option for minimal check writers. This is an excellent account to use to separate personal checking from an expense account checking.

Ø       No monthly fees.

Ø       No minimum balance.

Ø       Write up to 6 checks per month. 30¢ per check over 6.

Student Checking: Available to full-time students under the age of 25.

Ø       Free Bill Payment

Ø       No monthly fees.

Ø       No minimum balance.

Ø       8 free ATM transactions* (withdrawals, transfers, or inquiries) at foreign ATMs ($1.50 fee per transaction in excess of 8 per month).

Ø       No charge for POS Check Card transactions.

Ø       Earn interest

ATM Cards:

First Eagle Federal Credit Union ATM cards can be used at the Cirrus and Star networks. No charge for the first card issued. Replacement fee applies for lost or stolen cards or PIN numbers. Cards can access both Prime Share Savings and checking accounts.

MasterMoney™ Check Cards:

When you carry the First Eagle FCU Check Card³, (also known as a Debit Card) you can avoid the hassles of writing a check or carrying cash, as your purchases are deducted directly from your checking account. Your Check Card will also work as an ATM card with a PIN for when you need cash. The Check Card allows you to:

Ø       Make purchases anywhere MasterCard is accepted.

Ø       Obtain cash advances at any financial institution that accepts MasterCard.

Ø       Use your PIN at ATM and Point-of-Sale (POS) terminals such as those at gas stations and convenience stores.

Ø       Access your checking account without writing a check.

Eagle Access Home Banking:

First Eagle FCU’s Online Banking services give you powerful, secure online access to your accounts and a simpler way to stay on top of your finances. With a touch of a button, you can:

Ø       Obtain the history of your accounts and export the information directly to your PC.

Ø       Find out the interest and dividend accrual information on savings and loans.

Ø       Transfer funds between your accounts and joint accounts.

Ø       Make loan payments.

Ø      Balance your checkbook anytime.

It’s easy to sign up, just click on Eagle Access Internet Banking.

1.       Enter your First Eagle FCU account number and audio PIN. (If you don’t have an audio PIN, contact your nearest branch to receive one.) 

2.       Read the EFT disclosure and click “Accept.”

3.       Go to user options to change your PIN to a password.

4.       Enjoy the convenience of Home Banking.

Bill Payment: 

Pay your bills electronically at any time.

Ø       It's absolutely FREE !

Ø       Eliminate the need for checks, stamps, or trips to the mailbox.

Ø       Schedule fixed payments—never be late again!

To apply for Bill Payment, you must first be connected to Home Banking. Click on Bill Payment, and follow the instructions. Bill Payment access is subject to credit union approval.

Audio Response:

For those who do not have PC access.

Ø       Check your account balances

Ø       Transfer funds

Ø       Request a withdrawal

The Audio Response phone number is 800-368-5970. In Maryland, call 410-235-9872. If you do not have your audio PIN, request one from your nearest branch.